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Mortgage Calculator
Payment Estimator
| Total: | $2,200,000 | 20% Down: | $440,000 | Financing: | $1,760,000 |
30 Yr Fixed*
5.79 %
(5.8% APR)
$10,316 / month | 15 Yr Fixed*
5.33 %
(5.35% APR)
$14,222 / month | 5/1 ARM*
5.89 %
(6.3% APR)
$10,428 / month |
*Rates for February 2026. Information displayed is accurate as of the date of the latest update and is subject to change without notice. Loan pricing can only be locked through a home mortgage consultant. Other restrictions may apply. The Rate/APR and other terms may vary from those displayed based on the creditworthiness of the borrower, the type of dwelling, whether the borrower is self-employed, the location of the property and other factors. Please contact a lender in your area to determine what rates you qualify for.
**Rates calculated from national averages. To determine rates in your area please contact your local lender.
Meet Kathy Garcia
The North Carolina Triangle is not just a place to live—it's a community to thrive in, and that's why Kathy Garcia proudly calls it home. Originally from Southern California, Kathy relocated to North Carolina in 2018 and immediately fell in love with its perfect blend of small-town charm, vibrant city life, and warm Southern hospitality.
With over 20 years of experience serving families in Social Services, Kathy's deep commitment to helping others naturally transitioned into her real estate career. Her passion for building strong community connections and her attention to detail ensure that buyers find the perfect home and sellers achieve the highest value for their property.
Whether you’re buying your dream home in Raleigh or selling in the surrounding suburbs, Kathy’s unmatched dedication, customer service, and strategic approach make her the ideal partner. Earning the Accredited Buyer’s Representative (ABR®) Destination, she understands the unique market and delivers results that exceed expectations.
"Buying and selling a home is one of the biggest decisions in my clients' lives, and I truly view it as a privilege to represent and guide them through every step of the process."- Kathy Garcia